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Status Not under consideration
Components FTM Common Services
Created by Guest
Created on Oct 21, 2020

The Funds Reversed flag should be working on camt.056 messages aswell. Currently it is working on pacs.008 messages only.

  1. Our Bank sends a PACS.008 to other FI

  2. Our Customer requests for "Return of Funds" for any reason (incorrect account number was used)

  3. Our Bank initiates a CAMT.056 to get the funds back

  4. The other FI accepts the CAMT.056 but is unable to send through PACS.008 since they are a "Receive Only" bank and hence returns the funds through ACH/Wire/Chips

  5. Our Bank receives the funds through other payment rails but we does not have a good way of updating the transaction in FTM to indicate the "Funds were reversed".

Is there a recommendation from IBM in this scenario? We wanted to use the "Funds Reversed" flag but the FTM design prevents it completely.

This is opened from the IBM PMR - TS004341155.

The reversed funds is tracked through camt.056, FTM should allow the funds reversed flag to be applied on camt.056.