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IBM Data and AI Ideas Portal for Customers

This portal is to open public enhancement requests against products and services offered by the IBM Data & AI organization. To view all of your ideas submitted to IBM, create and manage groups of Ideas, or create an idea explicitly set to be either visible by all (public) or visible only to you and IBM (private), use the IBM Unified Ideas Portal (

Shape the future of IBM!

We invite you to shape the future of IBM, including product roadmaps, by submitting ideas that matter to you the most. Here's how it works:

Search existing ideas

Start by searching and reviewing ideas and requests to enhance a product or service. Take a look at ideas others have posted, and add a comment, vote, or subscribe to updates on them if they matter to you. If you can't find what you are looking for,

Post your ideas

Post ideas and requests to enhance a product or service. Take a look at ideas others have posted and upvote them if they matter to you,

  1. Post an idea

  2. Upvote ideas that matter most to you

  3. Get feedback from the IBM team to refine your idea

Specific links you will want to bookmark for future use

Welcome to the IBM Ideas Portal ( - Use this site to find out additional information and details about the IBM Ideas process and statuses.

IBM Unified Ideas Portal ( - Use this site to view all of your ideas, create new ideas for any IBM product, or search for ideas across all of IBM. - Use this email to suggest enhancements to the Ideas process or request help from IBM for submitting your Ideas.

IBM Employees should enter Ideas at

Status Future consideration
Components Swift
Created by Guest
Created on Oct 12, 2023

FTM to include SWIFTGO Validation

SWIFT Go is a product that is developed by SWIFT, targeted to provide faster, cheaper, more transparent remittance pathway to customers. SWIFT Go has a maximum payment threshold of USD/GBP/EUR 10,000.00. 

With SWIFT continuous effort to promote the product, the subscriber list has reached over 600 banks and it is still growing. Few banks in Malaysia and renounced international bank like Wells Fargo, JP Morgan, Citibank, Bank of New York are all SWIFT Go subscriber. 

Features and Characteristic of SWIFT Go: 
- Message identifier type: 009 
- Payment Transparency: Payment must be credit to customer in full, without any deduction from proceed. All charges along the payment route are made known to the remitter before initiating the transaction. 
- Payment speed: Payment should be credited within 4 working hours, or update the payment status within 4 working hours of receiving the payment. Single Format is used where all SWIFT Go payment will utilize only 1 format to improve payment STP. 
- Lower cost of remittance: SWIFT Go mechanism allows only minimal and fundamental bank charges being charged to the customer. 


Needed By Month
  • Guest
    Oct 13, 2023

    Typo in Message Identifier Type :009 , it should be Service Type Identifier:009