We invite you to shape the future of IBM, including product roadmaps, by submitting ideas that matter to you the most. Here's how it works:
Post your ideas
Post ideas and requests to enhance a product or service. Take a look at ideas others have posted and upvote them if they matter to you,
Post an idea
Upvote ideas that matter most to you
Get feedback from the IBM team to refine your idea
Help IBM prioritize your ideas and requests
The IBM team may need your help to refine the ideas so they may ask for more information or feedback. The product management team will then decide if they can begin working on your idea. If they can start during the next development cycle, they will put the idea on the priority list. Each team at IBM works on a different schedule, where some ideas can be implemented right away, others may be placed on a different schedule.
Receive notification on the decision
Some ideas can be implemented at IBM, while others may not fit within the development plans for the product. In either case, the team will let you know as soon as possible. In some cases, we may be able to find alternatives for ideas which cannot be implemented in a reasonable time.
Placeholders to store custom data on the FTM "Inbound Transactions" Screen for TCH-RTP Payment rail
TCH-RTP uses a 35 character value to identify each payment/transaction uniquely. Storing this 35 character across all the systems within the bank and presenting the same to our customers is not always reliable.
Most of the banks use their unique Posting transaction Id to identify the transactions and that is the one presented to the customers on their statements, mobile apps, notifications and what not. In case of questions/concerns, this Posting Transaction ID is what is presented by the customer to the FI's Customer service/Operations.
It is critical that FTM provides the options for recording and presenting this data on the "Inbound Transactions" screen.
On the same lines, all/most banks reconcile these transactions and with the reports that arrive from TCH and it is critical again to have a placeholder on the "Inbound Transactions" screen to record the ID generated from the reconciliation similar to what is presented for recording the Zelle reconciliation Ids.
Additional details are tracked and provided on the PMR: TS003854375
Do not place IBM confidential, company confidential, or personal information into any field.